Select Purchase, Home Equity or Refinance

 Determine Loan Amount

 Choose your Loan Type

 Apply Online

 Process your Loan

 Close and Fund

Follow these 6 easy steps:

1.

Select Purchase, Home Equity or Refinance. If you are considering buying a home, select Purchase. IF you want to use the equity in your home to consolidate debt, pay education expenses, or make home improvements, select Home Equity. To save money by converting your higher rate mortgage to a lower rate, select Refinance. No matter what your loan needs, from conventional loans to FHA/VA and cash out loans, HomeLoan USA offers you lower rates and faster approvals. We offer a wide variety of programs including no money down, no assets, limited documentation  loans and less than perfect credit loans. We'll do everything we can to help you get the loan you require.
 

2.

Determine what you can afford and how much you can borrow. Buying a home or refinancing your current home is an important financial decision. Infouses.com supplies you with the calculators you need to make smart decisions. Calculators help answer important questions like: Should I rent or buy? How much can I afford? and How much can I save by refinancing? Once you finish your research, browse our frequently asked questions or contact a HomeLoan USA Loan Advisor for help with any questions. We are here to make financing your home as simple and easy to understand as possible.
 

3.

Review the loan types that Infouses.com offers and get an explanation of each. Once you know what type of loan you want you can begin searching for the best product and rate. We have a simple method that helps you find the right loan program. Just click 'Rate Search' and answer a few simple questions. This will give you a variety of the best products for your needs and the opportunity to compare rates.
 

5.

Your loan request is then assigned to a Loan Processor. Your personal loan Processor will begin collecting the pertinent documentation needed to fund your loan. Your Processor will also send you a Good Faith Estimate, a Federal Truth in Lending and a Mortgage Program Disclosure, and will also contact an appraiser to perform an analysis on your property.
 

6.

The final step is the closing and funding of your loan! We will select and put you in touch with a title company in your area. The title company will help you fill out the final documentation and complete the closing and funding process. At this point you have completed the process! At any time during the process you may check the status of your application by contacting your HomeLoan USA Loan Advisor at this site.  And as always, you can access the Infouses.com Glossary to clarify definitions, brush up on your mortgage terminology, and get answers to requently asked questions.